Best Credit Cards

Best Credit Card

How To Use A Credit Card Safely

It is important to learn how to use a credit card safely because credit card usage is very common and convenient. If the user is responsible and is careful about how the credit card is used he can save himself a lot of misery and bad debts.
Credit card fraud is rampant and the card issuers and banks are finding it tough to contain credit card crime thanks to advancement in technology.


It is important to

learn how to use a credit card safely because credit card usage is very common

and convenient. If the user is responsible and is careful about how the credit

card is used he can save himself a lot of misery and bad debts.

Credit card fraud

is rampant and the card issuers and banks are finding it tough to contain

credit card crime thanks to advancement in technology.


Simple Dos and Don'ts

The credit card PIN

number should never be shared with or given to anyone, simply because it is

unnecessary for anyone other than the user. The PIN number should never be

given over the telephone or in response to an e-mail . Invariably, it is the

crooks who ask for such information and banks will never ask for such sensitive

information. When making a credit card payment while shopping the credit card

user must insist on the portable payment device where he can enter the PIN

number himself. It is necessary that the credit card is never out of sight when

the shop assistant is processing the transaction. The credit card statement

contains vital information about the bank account and should be filed away

safely. Once the statement is read and no longer required it should be

destroyed by using a paper shredder or by burning it. Never write down the PIN

number and keep changing the PIN number periodically.


How To Use A Credit Card Safely Online

It is important to

understand that online transactions are safe these days and if precautions are

taken credit card fraud can be prevented. When applying for a credit card

online the information given is sent and received in an encrypted format to

ensure safety. When using the online service provider's website please be sure

that the URL (uniform resource locater) is 'https' and not simply 'http'. https

ensures that the website is hosted on a secure and safe server and there is no

danger of loss of privacy or personal account related information that can

compromise the online transaction. It is reassuring to learn that applying

online for a credit card is far safer than filling out an application form and

sending it by conventional mailing methods. That is because more people are

handling the mail and even a postal employee can access valuable personal,

financial information without being detected.

Most online service providers

allow access to the online account information where transaction history,

payment details and the facility to make online payment in real time is

possible. The user does not have to wait for 3 days to check if the transaction

has been updated or not. One can also report loss of card immediately. The

account management systems are such that SMS messages and e-mail alerts are

immediately sent whenever the credit card is used. Spending limits can be

pre-set to avoid over spending.


How To Combat Phishing

Phishing is another

method employed by crooks and scammers to steal credit card information and

personal details. A harmless looking mail seemingly to have originated from

reputed banks and reputed companies like Bank of America, eBay, PayPal asking

you to update some personal information should set the alarm bells ringing. A

fake link will lead the unsuspecting user to another page where the information

given may be used to access the personal account. Or the e-mail will contain a

prize announcement which requires a small payment by credit card and if the

user is naive enough to furnish credit card information the unscrupulous identity

thief can use that information to inflict severe damage.


If it is

understood how to use a credit card safely then the user will quickly adapt to

the requirements. Careful usage and adherence to precautions can help the

credit card user to have a safe and useful experience. After all, the credit

card is a handy payment tool for purchases made in a shopping mall or an online

website portal.


Article Tags:

Credit Card Safely, Credit Card, Card Safely

Source: Free Articles from ArticlesFactory.com

Next page: Credit Card 2014


Bookmark/Share This Page:

ADD TO DEL.ICIO.US ADD TO DIGG ADD TO FURL ADD TO NEWSVINE ADD TO NETSCAPE ADD TO REDDIT ADD TO STUMBLEUPON ADD TO TECHNORATI FAVORITES ADD TO SQUIDOO ADD TO WINDOWS LIVE ADD TO YAHOO MYWEB ADD TO ASK ADD TO GOOGLE ADD TO MAGNOLIA ADD TO NING ADD TO RAWSUGAR ADD TO SPURL ADD TO TAGTOOGA

  Bookmark and Share

How to Legally Settle Your Personal and Credit Card Debt for Pennies on the Dollar: Without Filing Bankruptcy
Fri, 25 Jul 2014 22:00:58 +0000
You Can't Charge Spiritual Debt to a Credit Card: 13 Keys to Spiritual Power
Fri, 25 Jul 2014 22:00:58 +0000
College Credit and Debit Cards: Trends, Issues, Analyses
Fri, 25 Jul 2014 22:00:58 +0000
Credit Card Debt! (Reducing Your Credit Card Debt and Improving Your Credit Card Score in 30 Days)
Fri, 25 Jul 2014 22:00:58 +0000
Talk Your Way Out of Credit Card Debt!: Phone Calls to Banks That Saved More Than $43,000 in Interest Charges and Fees
Fri, 25 Jul 2014 22:00:58 +0000
Credit Card Processing for Sales Agents Study Guide
Fri, 25 Jul 2014 22:00:58 +0000
Rich Dad's Guide to Becoming Rich Without Cutting Up Your Credit Cards: Turn "Bad Debt" into "Good Debt"
Fri, 25 Jul 2014 22:00:58 +0000
Credit Cards & Debit Cards: Your Guide to the Bankcard Industry and Best Practices
Fri, 25 Jul 2014 22:00:58 +0000
Credit Cards & Debit Cards: Your Guide to the...
			</div>
			<div>
<a href=more info...
The Credit Cards Finance System: Mini Bank System
Fri, 25 Jul 2014 22:00:58 +0000
The Credit Cards Finance System: Mini Bank System

Are you ready to obtain your...
How to Legally Settle Your Personal and Credit Card Debt for Pennies on the Dollar: Without Filing Bankruptcy
Fri, 25 Jul 2014 22:00:58 +0000
Navigating Through the Risks of Credit Card Processing (Savvy Business Owner's Guide)
Fri, 25 Jul 2014 22:00:58 +0000
Navigating Through the Risks of Credit Card Processing (Savvy Business Owner's Guide)Finally, credit card...
Credit Card
Fri, 25 Jul 2014 22:00:58 +0000
Credit Repair: The Secrets of Fixing Your Credit, Up Your Credit Score and Qualify for a Mortgage or
Fri, 25 Jul 2014 22:00:58 +0000
How to Pay Off Credit Card Debt
Fri, 25 Jul 2014 22:00:58 +0000
Your Action Plan to Financial Freedom: How to Achieve Financial Independence Even in a Tough Economy (Money Matters)
Fri, 25 Jul 2014 22:00:58 +0000
Credit Card Fraud
Fri, 25 Jul 2014 22:00:58 +0000
Credit Card FraudReference. Credit Card Fraud reveals all the scams, from forged bank cards to telemarketing...
Quicken 2012 QuickSteps
Fri, 25 Jul 2014 22:00:58 +0000
Quicken 2012 QuickStepsStart using Quicken 2012 right away--the QuickSteps way.

Color screenshots and clear instructions make...

Guaranteed Credit: A Time-Tested Program Guaranteed to Provide Clear, Step-By-Step Information on How to Repair, Restore and Rebuild Your Credit
Fri, 25 Jul 2014 22:00:58 +0000
Credit Exposed: What You Need To Have The Best Credit Ever
Fri, 25 Jul 2014 22:00:58 +0000
Credit Exposed: What You Need To Have The Best Credit EverA PERCENTAGE...
The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
Fri, 25 Jul 2014 22:00:58 +0000
The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

If you will live like no one else, later you...

Credit Card Processing for Sales Agents
Fri, 25 Jul 2014 22:00:59 +0000
Credit Card Processing for Sales Agents"It's the first book written in collaboration with credit card processing and business...
Credit Cards
Fri, 25 Jul 2014 22:00:59 +0000
Credit Card Nation
Fri, 25 Jul 2014 22:00:59 +0000
Credit Card NationNo interest for one year! No annual fee! No minimum payments for six months! And, if you want to believe Robert Manning,...
The Skinny on Credit Cards: How to Master the Credit Card Game
Fri, 25 Jul 2014 22:00:59 +0000
Navigating Through the Risks of Credit Card Processing (Savvy Business Owner's Guide)
Fri, 25 Jul 2014 22:00:59 +0000
Credit Card Secrets!
Fri, 25 Jul 2014 22:00:59 +0000
Credit Cards For Bad Credit 2013 (Rebuild Credit With Credit Cards)
Fri, 25 Jul 2014 22:00:59 +0000
Credit Cards For Bad Credit 2013 (Rebuild Credit With Credit Cards)Bankrupt, broke and...
Credit Cards After Bankruptcy: The 19 best secured credit cards you can use to quickly reestablish your credit after Chapter 7 or Chapter 13 (Volume 1)
Fri, 25 Jul 2014 22:00:59 +0000
Credit Cards After Bankruptcy: The 19 best secured credit cards  you can use to quickly reestablish...
			</div>
			<div>
<a href=more info...
Building Credit with Credit Cards: A Beginners Guide
Fri, 25 Jul 2014 22:00:59 +0000
Credit Card Debt Understand And Solving The Problem
Fri, 25 Jul 2014 22:00:59 +0000
Credit Card Debt Understand And Solving The ProblemBeing in debt can really negatively impact you and your...
Credit Repair: The Secrets of Fixing Your Credit, Up Your Credit Score and Qualify for a Mortgage or
Fri, 25 Jul 2014 22:00:59 +0000
Credit Scores: The Truth About Them, How to Repair Them, and Why they Suck!
Fri, 25 Jul 2014 22:00:59 +0000
Best Credit Card Rewards 2013
Fri, 25 Jul 2014 22:01:00 +0000
Best Credit Card Rewards 2013This eGuide reviews the best credit cards for airline rewards, shopping rewards, hotel rewards and cash back rewards. You...
Talk Your Way Out of Credit Card Debt!: Phone Calls to Banks That Saved More Than $43,000 in Interest Charges and Fees
Fri, 25 Jul 2014 22:01:00 +0000
Credit Cards & Debit Cards: Your Guide to the Bankcard Industry and Best Practices
Fri, 25 Jul 2014 22:01:00 +0000
Credit Card Nation
Fri, 25 Jul 2014 22:01:00 +0000
Credit Card NationNo interest for...
Credit Card Processing for Sales Agents Study Guide
Fri, 25 Jul 2014 22:01:00 +0000
Credit Card Processing...
			</div>
			<div>
<a href=more info...
Credit Card
Fri, 25 Jul 2014 22:01:00 +0000
Credit CardCREDIT CARD is a journey on a road most traveled. A must read for those in debt, those overwhelmed by...
How to Fix Your Credit in 45 Days or Less: Understanding Credit Score, What is Debt, Bad Credit, Free Credit Reports, Credit Repair, Secured Credit Cards, ... (Nicholas Black's How-to Series Book 2)
Fri, 25 Jul 2014 22:01:00 +0000
How to Fix Your Credit in 45 Days or Less: Understanding Credit Score, What is...
			</div>
			<div>
<a href=more info...
Hidden Credit Repair Secrets: 3rd Edition
Fri, 25 Jul 2014 22:01:00 +0000
Hidden Credit Repair Secrets: 3rd EditionHow To Increase Your Credit Score and Repair Your Credit With The Number 1 Book In The...
Credit Card Crusher: What the lenders do not want you to know
Fri, 25 Jul 2014 22:01:00 +0000
Walk Away From Credit Card Debt - and Restore Your Credit In As Little As Three Years
Fri, 25 Jul 2014 22:01:00 +0000
Credit Card Industry: A History (Twayne's Evolution of Modern Business Series)
Fri, 25 Jul 2014 22:01:00 +0000
Credit Card Industry: A History (Twayne's Evolution of Modern Business Series)
Author: Lewis Mandell
...
Credit Card Debt's Junky Road
Fri, 25 Jul 2014 22:01:00 +0000
Credit Card Debt's...
			</div>
			<div>
<a href=more info...
How to Fix Your Credit in 45 Days or Less: Understanding Credit Score, What is Debt, Bad Credit, Free Credit Reports, Credit Repair, Secured Credit Cards, ... (Nicholas Black's How-to Series Book 2)
Fri, 25 Jul 2014 22:01:00 +0000
How to Fix...
			</div>
			<div>
<a href=more info...
The Skinny on Credit Cards: How to Master the Credit Card Game
Fri, 25 Jul 2014 22:01:00 +0000
The Skinny on Credit Cards: How to Master the Credit Card GameThe Skinny on Credit Cards, How to Master the Credit Card Game. Finally, someone has...
Payment Card Industry Data Security Standard Handbook
Fri, 25 Jul 2014 22:01:00 +0000
Credit Card Debt: It Can Cost You Your Life (Lifesaving Strategies to Avoid Debt)
Fri, 25 Jul 2014 22:01:00 +0000
Credit Card Debt: It Can Cost You Your...
			</div>
			<div>
<a href=more info...
How to Disappear: Erase Your Digital Footprint, Leave False Trails, and Vanish without a Trace
Fri, 25 Jul 2014 22:01:00 +0000
<...
Credit Card Debt:
Fri, 25 Jul 2014 22:01:01 +0000
Credit Card Debt:

Leave Home Without It...

Membership has its privileges, but it also has a huge share of disadvantages. Without the...

Credit Card Industry: A History (Twayne's Evolution of Modern Business Series)
Fri, 25 Jul 2014 22:01:01 +0000
Credit Card Industry: A History (Twayne's Evolution of Modern Business Series)
Author: Lewis Mandell
Company: Twayne Pub (1990-08)
Credit 911: Secrets and Strategies to Saving Your Financial Life
Fri, 25 Jul 2014 22:01:01 +0000
Credit 911: Secrets and Strategies to Saving Your Financial LifeProduct Description

After the dramatic...

A Credit Card Guide For First-Time Credit Card Users: Get Full Details On Getting A Credit Card, Types Of Credit Cards And Credit Card Fees To Help ... Cards Work So You Can Use It Responsibly
Fri, 25 Jul 2014 22:01:01 +0000
A Credit Card Guide For First-Time  Credit Card Users: Get Full Details On Getting A Credit Card, Types Of Credit Cards And Credit Card Fees To Help...
			</div>
			<div>
<a href=more info...
The Credit Card Guidebook
Fri, 25 Jul 2014 22:01:01 +0000
Credit After Bankruptcy: A Step-By-Step Action Plan to Quick and Lasting Recovery after Personal Bankruptcy
Fri, 25 Jul 2014 22:01:01 +0000
Credit After Bankruptcy: A Step-By-Step Action Plan to Quick and Lasting Recovery after Personal...
			</div>
			<div>
<a href=more info...


Best Credit Card News